MO Bout dat Money stuff from the Bible!

 

Ok, where were we, oh yes, we were discussing what God‘s Word says about credit and some good examples of how some governments (including our own) are not properly handling finances and how we can bring that down on a personal or family level. Folks, I am doing this study because I struggle with finance, maybe more so than any of you do. God has called me to do this and share this with you and I am following His leading. Financial difficulties is probably the number one cause of destroyed families, and it is a symptom of a deeper problem. At the root of all of our problems are deep rooted spiritual problems and once we get those addressed, all other areas of our lives fall in place. The fact is that how we earn, spend, save, and invest our income effects our families, our churches, our community, and nation. We need to pray about every expenditure that we make, this will bring God directly into our lives and will make our faith stronger so that we can trust Him in even greater things. No purchase is too big or too small to pray about. Get the whole family in on this so they too can share in the spiritual blessing. We need to learn to discern God’s will in the area of new purchases, God might not grant every desire because so often we ask for things that will ultimately hurt us. Do this exercise this week – consider two prospective purchases and pray about them before buying. Now we come to a little bit more about setting goals- the main thing here is to set your own goals- if you let someone else set your goals for you, you are going to be unhappy. Many times Christians will get involved in get rich quick schemes or some type of investments (more about investing later) because others around them seem more successful. God has a plan for your life, your neighbor does not! Lets take a look at Psalm 17:15

As for me, I will see Your face in righteousness;
I shall be satisfied when I awake in Your likeness.

This verse is about contentment. King David here has rejected the idea that the pleasures of this life are ultimately fulfilling , he awaits the day when he will awake in glory and be made in the likeness of God. Now lets go to Proverbs 3:13-14

Proverbs 3:13-14

The Message (MSG)

The Very Tree of Life

13-18 You’re blessed when you meet Lady Wisdom,
when you make friends with Madame Insight.
She’s worth far more than money in the bank;
her friendship is better than a big salary.
Her value exceeds all the trappings of wealth;
nothing you could wish for holds a candle to her.
With one hand she gives long life,
with the other she confers recognition.
Her manner is beautiful,
her life wonderfully complete.
She’s the very Tree of Life to those who embrace her.
Hold her tight—and be blessed!

Here success is defined as having wisdom and insight. The person who has discovered wisdom has found a priceless treasure. Wisdom is like another tree of life that and will begin to restore the lost happiness of paradise.

Proverbs 3:19

The Message (MSG)

19-20 With Lady Wisdom, God formed Earth;
with Madame Insight, he raised Heaven.
They knew when to signal rivers and springs to the surface,
and dew to descend from the night skies.

And we see from these verses that the source of wisdom is God Himself.

More on how to handle God’s Money – His Way!

Now we come to the good part and fun part of person finances God‘s way! We need to remember that how we make,save,spend, and invest our income affects the family, the church, the community and even beyond. These prinicples will work no matter if your income is small or large or somewhere inbetwee, because they ar e God’s prinicples. These plans will not make you rich quick, they may not even make you rich, not monetarily anyway. They will in time (remember -have patience in all fianancial endeavors) put your finances on solid biblical ground. The bascis are (we will look at each one in more detail as we go along)

  1. Put your plan in writing ! Both short term and long term goals. Short term goal would be a vacation next year a long term goal would be for retirement or for a child’s college education.
  2. Commit God’s portion first (more on this a little later)
  3. Reduce or eliminate the use of credit
  4. Seek God’s plan for living within the budgeta. extra income- only consider this after bad buying habits have been addressed and corrected.

    b. Before buying an item give God a chance to provide the item.

    c. Pray about every purchase- to purchase is too big or too small to pray about!

  5. Set your own goals
  6. Seek Good Christian Counsel

1.Put your plan in writing ! Both short term and long term goals. Short term goal would be a vacation next year a long term goal would be for retirement or for a child’s college education.

Proverbs 16:3

New Living Translation (NLT)

3 Commit your actions to the LORD,
and your plans will succeed.

This verse tells us how to make our plans align with God’s plans.

9 We can make our plans,
but the LORD determines our steps.

Still in Proverbs 16, verse 9 tells how to do that!

Our role is to make those plans and to let the Lord guide us. That is why there must be flexibility in the budget. The Lord will determine our steps if we let Him and follow His leading.

2.Commit God’s portion first (more on this a little later)

This is an essential element of any Christian financial plan.

Proverbs 3:9-10

New Living Translation (NLT)

Honor the LORD with your wealth
and with the best part of everything you produce.
10 Then he will fill your barns with grain,
and your vats will overflow with good wine.

When God is honored through our wealth and the best that we are able to offer God will honor our efforts and return the blessings back to us.

2 Corinthians 9:11

New Living Translation (NLT)

11 Yes, you will be enriched in every way so that you can always be generous. And when we take your gifts to those who need them, they will thank God.

Through our giving not only is God honored but those in need are helped and both the giver and the receiver are blessed and through that help others may be brought to Christ through our example of love.

The Nitty Gritty- we are getting there! The first step outlined

We have been discussing being shackled by financial difficulties and how that can effect the family and the marriage. Now we come to the good part- the release from financial servitude! God‘s financial plan brings freedom and peace- the release from tension and worry caused by overdue bills, a clear conscinece and the sureness that God is in control once again!

For every promise that God makes to us, He has a prerequiste,and that is, that some action must be taken on our part. This action might praying, fasting , or simply believing, one or more of these actions will bring His power into focus in our lives. This action must be an act of our own free will. We must be willing to submit to God’s will and direction, we must keep in mind that God’s will is not always compatible with our desires. What are some of the steps we must take to become financially free in God’s will? Lets look and see!

  1. Transfer ownership to God (Proverbs 3:19, Proverbs 8:18
  2. Get out of debt
  3. Accept God’s direction Matt 6:31
  4. Refuse Quick Decisions Pro 21:5
  5. Excel in your work 1 Peter 4:11
  6. Confession/Restitution Luke 19:8
  7. Contentment Eph 5:5
  8. Provide for family needs
  9. Balanced Commitment Pro 23:4-5 James 1:11
  10. Sacrifice desires

We will look at these one at a time in detail but for now I want to jump ahead a little or maye it is take a step back for a moment , and talk about finanacial planning. The cornerstone of any financial plan for the family is the budget. This is the key that unlocks the door and is the map that shows you where you are at and what you need to get there. God is an orderly provider and expects the same attitude from us. The first thing to understand when setting up a budget- it is a guide- not a law set in stone- allow some flexibility in the budget. God’s wisdom may be exercised by redirecting our path. We have to have patience and be cautious in any finanacial endeaver. Avoid get rich quick schemes-stick to your plans and make no provison for hasty specualtion. Plans – we should have short range plans and long range plans. We look a bit more into the steps listed in the opening and tackle making short range plans next time and the next time too! The first step to making these plans is to write them down!This is the budget I have been hammering on! Once it is wriiten down it is a visible objective standard the sets a goal to work toward.

Read Proverbs 16:3-9